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Guaranteed Rate · NMLS #690160

Your home loan shouldn't require a degree in finance.

Chicago-area homebuyers and refinancers trust Christina Zash Colombo for clear guidance, competitive rates, and a process that actually makes sense — from pre-approval to closing day.

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Christina Zash Colombo, mortgage professional in Chicago
About Christina

A mortgage professional who listens first, talks second.

Based in Chicago's Ravenswood neighborhood, Christina Zash Colombo brings a grounded, client-first approach to mortgage lending. She believes the best loans aren't the ones with the flashiest marketing — they're the ones that fit the person, the property, and the plan.

Whether you're a first-time buyer navigating the process for the first time, a move-up buyer looking for the right strategy, or a current homeowner considering a refinance, Christina takes the time to understand your situation before recommending a path forward.

NMLS
#690160
State Licensed
Chicago
Serving
Metro & Suburbs
Guaranteed
Rate
Nationwide
Lender
Services

Loan solutions tailored to where you are.

Every borrower's situation is different. Christina works across the full range of conventional, government, and investment loan programs to find what actually fits.

Purchase Loans

From first-time buyers to seasoned investors, Christina helps you understand your options — conventional, FHA, VA, and more — so you can make a confident offer and close with clarity.

Refinance Loans

Lower your rate, shorten your term, or pull out equity — a refinance can change the trajectory of your homeownership. Christina walks through the numbers honestly before you commit.

Pre-Approval

A solid pre-approval isn't just a formality — it's your negotiating edge. Christina ensures you understand exactly what you qualify for before you start looking, so you move with confidence.

Jumbo & Non-QM

Higher-priced properties and non-traditional income situations require specialized programs. Christina connects you with loan structures designed for complex financial profiles.

Government Programs

FHA, VA, USDA — each program has distinct advantages. Christina helps you understand eligibility, benefits, and trade-offs so you choose the right program, not just the easiest one.

Rate & Term Analysis

Understanding your rate options goes beyond the numbers on a quote. Christina provides context — closing costs, break-even timelines, long-term savings — so you can decide with confidence.

How It Works

A straightforward path from inquiry to keys.

The mortgage process doesn't have to be opaque. Here's what working with Christina actually looks like — step by step.

1

Initial Conversation

Tell Christina where you are and what you're looking for. No pressure, no hard credit pull — just a clear discussion about your goals.

2

Loan Strategy

Christina reviews your financial picture and presents loan options with transparent cost breakdowns, so you understand every trade-off.

3

Application & Approval

Once you choose a path, the application moves quickly. Christina coordinates with appraisers, underwriters, and title companies on your behalf.

4

Closing & Beyond

You review the closing disclosure, sign the documents, and receive your keys. Christina remains available for questions after closing, too.

Why Guaranteed Rate

One of the nation's largest lenders, with a local contact who actually answers.

Guaranteed Rate is a top-3 U.S. mortgage originator with the technology and scale to deliver competitive pricing — and Christina is your direct line to the human side of that operation.

  • Competitive rates powered by volume — without losing the personal touch
  • Industry-leading technology for faster pre-approvals and document management
  • Direct communication with Christina throughout every stage of your loan
  • Full NMLS licensing and regulatory compliance across all programs
  • Chicago-based office with in-person meetings available by appointment
Chicago neighborhood home, representing homeownership goals
Take the Next Step

Ready to talk about your loan?

Whether you're months away from buying or just curious about your options, a conversation with Christina is the easiest place to start. No obligation, no pressure — just clear answers.

Call 773-255-1316 Send a Message
Get in Touch

Let's find the right loan for you.

Reach out by phone, email, or the form below. Christina typically responds within one business day.

Phone
773-255-1316
Office
3940 N Ravenswood Ave
Chicago, IL 60613
NMLS
#690160

Send a Message

Fill out the form and Christina will follow up within one business day.

Message Sent

Thank you — Christina will be in touch within one business day.

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